Once your real estate project is successful, the next step is to find a financing solution. One of the key criteria in the preparation of a loan application file concerns the debt ratio. Namely the ratio between the monthly payments of the credit and the total income of the borrower. Back to the unspoken theoretical
The mortgage loan was born in the Anglo-Saxon environment as a ” reverse mortgage “, a name with which it is still known to most even in Italy. It is a form of financing intended for owners of properties over 60 years of age who need liquidity. It is unfortunately not uncommon, in fact, that
Liabilities to the tax office to take out a loan to settle the debt. What measures are there for tax claims? In the case of tax claims, the tax office does not have a long waiting time and responds with an account attachment or other enforcement measures. Please contact your tax office immediately and arrange
If you are well organized and have proof of regular income which is more than enough to cover monthly payments, you are in a good position. While it may seem trivial, you can also improve your chances of being approved for single parent mortgages by dressing well and professionally. Children should stay home. There are
Due to the current low interest rate policy of the Best Bank and the resulting low interest rate level, a comparison for the debt rescheduling of current loans is worthwhile. This means that a new loan is taken out at more favorable terms to replace the previous, more expensive loan. The bottom line is that
Loans are often offered via Instagram and Facebook. But beware! Rip-off threatens here – the fraudsters are just a click away. Life can be pretty expensive. If you do not have a new smartphone model or trendy branded clothes, you will quickly be forced to act. Providers on Instagram, Facebook or Twitter often offer help: just
The problem of young people is one of the most pressing for Italy. Just take a look at the statistics regarding youth unemployment, to understand how for our country there is an increasingly deteriorated situation, such as to force many young people to move abroad, to see their preparation valued. An increasingly conspicuous exodus that
All those people who have taken a loan and accidentally or for some reason their history has been affected by non-payment or making it in a timely manner, they have only one concern: how to clean the credit bureau. To know if there is a way to do it, I invite you to continue reading.